The Upromise® 2016 #CollegeSavingsChat Sweepstakes

1. ELIGIBILITY: The Upromise® #CollegeSavingsChat Sweepstakes (“Promotion”) is open only to legal residents of the fifty (50) United States and the District of Columbia who are of the age of majority in the state in which they reside at the time of entry. Employees of Upromise, Inc. ("Sponsor"), its parent, affiliates, subsidiaries, advertising, promotion and fulfillment agencies (collectively, “Related Entities”), its parent and members of their immediate family or household of each are not eligible. No purchase necessary. A purchase does not improve your chances to win. Void where prohibited by law. This Promotion is governed by Massachusetts law, and is subject to all applicable federal, state and local laws and regulations.

2. SPONSOR: The sponsor of this Promotion is Upromise, Inc., 85 Wells Ave, Suite 110, Newton, MA 02459.

3. PRIZES/ODDS: Five (5) Winners will each receive a $529.00 check sent to them in the mail after the drawing. Winnings may be revoked in accordance with Sponsor’s standard procedures, which may take up to sixty (60) days after prize(s) has been granted to the Winners. Winnings will be delivered to the Winners within eight (8) weeks of confirming the Winners meets all eligibility requirements as outlined herein. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF ANY PRIZE NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNERS. Sponsor is solely responsible for providing the prize. Odds of winning depend on the number of eligible entries received. No assignment, transfer or substitution of prize is permitted by the Winners. Entrants agree that if a Winner is found to have violated Official Rules, or otherwise does not meet the eligibility criteria, prize will be forfeited and awarded to an alternate Winners in a random drawing from among all remaining eligible entries. Sponsor reserves the right to substitute any prize for a different prize of equal or greater value, in its sole discretion. Total approximate retail value of all prizes: $2,645.00.

4. HOW TO ENTER: Eligible participants may enter the Promotion by submitting a question via Twitter and using the hashtag, #CollegeSavingsChat (such tweet, the “Content”) beginning on Thursday, May 12, 2016 at 1:00 p.m. and ending on Wednesday, May 25, 2016 at 2:00 p.m. EST. Participants may enter unlimited time(s) during the fourteen (14) day Promotion Period for a chance to win (“Entry”).

5. Sponsor is not responsible for Entries that are lost, misdirected, illegible and/or incomplete due to computer or electronic malfunction or other error. Use of robotic, automatic, or macro devices is not valid for entry. Any Entry that is submitted with the use of a robotic, automated or macro device will be void. All Entries become the property of the Sponsor upon submission and will not be acknowledged or returned and the Sponsor has the right to dispose of the entries at Sponsor’s discretion. If you post updates to or receive updates from Twitter via SMS from your wireless phone, your wireless service provider may charge for each text message sent and received. Entrants will be solely responsible for any and all applicable charges. Please consult your wireless service provider regarding its pricing plans.

6. ENTRY/DRAWING: This Promotion begins on May 12, 2016 at 1:00 p.m. EST and ends on May 25, 2016 at 2:00 p.m. EST ("Promotion Period"). A random drawing will take place at the end of the Promotion Period. Winners will be selected from among all eligible Entries received during the Promotion Period.

By entering, you acknowledge that your Content may be posted at Sponsor's website or social media platforms, including but not limited to Twitter and Twitter or at Sponsor's sole discretion. Sponsor has no obligation to use or post any Content submitted. The use of any Content by Sponsor or any Related Entity does not have any effect on the Winners selection process. Content posted are the views/opinions of the individual entrant and do not reflect the views of Sponsor in any manner. By entering the Sweepstakes, each Entrant represents and warrants that he or she has the right to grant and does hereby grant Sponsor and the Related Entities a worldwide, irrevocable, exclusive, assignable, transferable, unqualified, unrestricted, royalty-free license and right to edit, modify, publish, use, reuse, distribute, display, copy and otherwise exploit the Content or any part thereof (with or without the Entrant's name and city/state), and any materials based thereon or derived from, in any manner and in any media (whether now known or later developed), for any lawful purposes whatsoever (noncommercial or commercial), including, without limitation, for use in the commercial packaging and point-of-sale materials, or for promotion, marketing or advertising of Sponsor, or any Related Entity, each of their respective brands and/or products in any medium (whether now or hereafter known) throughout the world in perpetuity without further permission, notification, consideration, or payment to the Entrant, except where prohibited by law. In addition, each Entrant forever waives in favor of Sponsor all rights of "Droit Moral" or "Moral Rights of Authors" or any similar rights or principles of law that may preclude the use of the Content (or any part thereof) as granted herein, or require Entrant's permission to use the Content (or any part thereof) for the purposes stated herein.

7. NOTIFICATION OF WINNERS AND PRIZE FULFILLMENT: Upromise will notify the Winners through Twitter private message within two (2) weeks following the Promotion Period. All decisions are final and binding. If response through Twitter is not received by the Sponsor as invalid, two (2) attempts to contact the Winner(s) will be made via Twitter over a one-week period. If the notice is denied a third time, the Winner(s) will be disqualified and a new Winner(s) selected. Sponsor is not responsible for and shall not be liable for late, lost, misdirected or unsuccessful efforts to notify Winners.

The Winners acknowledge that the prizes may be subject to additional terms and conditions imposed by third parties and further acknowledges and agrees that it is the responsibility of the Winners to become acquainted with any such additional terms and conditions prior to prize acceptance. Sponsor does not accept any responsibility and is not liable for any additional terms and conditions imposed on the prize, or for the breach of those terms and conditions by the Winners or any other person.

8. GENERAL: By entering, you agree to abide by these Official Rules, the Upromise Privacy Policy and all Twitter Rules, and the decisions of Sponsor regarding all aspects of this Promotion which are final and binding. Sponsor is not responsible for errors in any Promotion-related materials. Unreadable, inaccurate, unintelligible, or Entries which otherwise do not comply with these Official Rules will be disqualified. Potential Winners may be required to sign and return an affidavit of eligibility and a liability/publicity release within 14 days of first attempted notification or prize may be forfeited. Entry and acceptance of prize constitutes permission to post Winners’ name on the Upromise Twitter page and to use Winners’ name, hometown and/or likeness for purposes of advertising and promotion in its marketing materials without further compensation unless prohibited by law. By entering, you release and hold harmless Sponsor, Twitter and their respective parents, subsidiaries, affiliates, directors, officers and employees and agents from all liability or any injuries of any kind arising from or in connection with participation in this Promotion or acceptance or use of any prize. Sponsor reserves the right to suspend, cancel or modify this Promotion if fraud or any other causes beyond its control affects the integrity or fairness of the Promotion, as determined by Sponsor.

9. WINNERS LIST: For the name of the Winners, send a self-addressed stamped envelope by November 25, 2016, to The Upromise® #CollegeSavingsChat Sweepstakes, Attn: Social Media Team, 85 Wells Ave, Suite 110, Newton, MA 02459.

10. This promotion is in no way sponsored, endorsed, administered by, or associated with, Twitter, nor any other third party. Any questions, comments or complaints regarding the Promotion must be directed to Sponsor, not Twitter.

11. OFFICIAL RULES: For a printed copy of the Official Rules, send a stamped, selfaddresses envelope (VT residents need not affix return postage) to: The Upromise® #CollegeSavingsChat Sweepstakes, Attn: Social Media Team, 85 Wells Ave, Suite 110, Newton, MA 02459